Proving If Hail Occurred at a Specific Incident Location and How Large It Was
Whether your hail claim is in the claims phase, litigation, or going to appraisal, an in-depth analysis for the specific property location should be conducted to help resolve them quickly and fairly. Each day we prepare detailed, site-specific Forensic Hail Reports that document if hail occurred at a property or not, and how large it was. We also perform historical hail studies to determine when hail occurred and how large it was on other dates inside or outside of a policy period.
We regularly read engineering and other professional reports that say no hail occurred on the date of loss because no hail was reported nearby. Meanwhile our meteorological analysis often finds that a severe thunderstorm with large hail moved right over the property. Other times we see large hail claims that are based on NOAA hail reports many miles away or automated hail reports from different vendors that say very different things, when thunderstorms never even moved over the property.
Our research doesn’t allow for the possibility of the errors to occur. We use the most advanced technology, Doppler radar images and Dual Polarization products that are zoomed in on the incident location, and other data to determine what the weather conditions were. If you’re an insurance carrier, an engineer, or an attorney, it is crucial to have reliable hail information so you can make important decisions. Our written reports can be used internally to document a claim, submitted to the court with a sworn affidavit, exchanged, or given to other experts such as engineers so they can include our findings in their calculations, conclusions and reports. Using this approach reduces the chance for a Daubert challenge or court ruling precluding crucial evidence and opinions of non-meteorologists.