Hail Damage Claims & Lawsuits

Whether you’re involved in hail claims or lawsuits on behalf of the insurer or insured, you need to know with confidence if hail fell on a particular date, the size of the hail that fell, or when other hail events occurred during or outside of a policy period.  Our site-specific research leveraging the latest technology will provide you with the answers you need to know.  

Proving If Hail Occurred at a Specific Incident Location and How Large It Was

Whether your hail claim is in the claims phase, litigation, or going to appraisal, an in-depth analysis for the specific property location should be conducted to help resolve them quickly and fairly.  Each day we prepare detailed, site-specific Forensic Hail Reports that document if hail occurred at a property or not, and how large it was.  We also perform historical hail studies to determine when hail occurred and how large it was on other dates inside or outside of a policy period.

We regularly read engineering and other professional reports that say no hail occurred on the date of loss because no hail was reported nearby.  Meanwhile our meteorological analysis often finds that a severe thunderstorm with large hail moved right over the property.  Other times we see large hail claims that are based on NOAA hail reports many miles away or automated hail reports from different vendors that say very different things, when thunderstorms never even moved over the property.

Our research doesn’t allow for the possibility of the errors to occur.  We use the most advanced technology, Doppler radar images and Dual Polarization products that are zoomed in on the incident location, and other data to determine what the weather conditions were.  If you’re an insurance carrier, an engineer, or an attorney, it is crucial to have reliable hail information so you can make important decisions.  Our written reports can be used internally to document a claim, submitted to the court with a sworn affidavit, exchanged, or given to other experts such as engineers so they can include our findings in their calculations, conclusions and reports.  Using this approach reduces the chance for a Daubert challenge or court ruling precluding crucial evidence and opinions of non-meteorologists.

Customer Testimonials

My client’s beachfront home was damaged by winds and flood waters resulting from a hurricane. My client’s homeowners’ insurance company paid a pittance for the wind damage while claiming that all the remaining damage was from the flood waters home. I hired Howard as an expert witness to help me explain to the jury the wind speeds that impacted the home, when the wind damaged the home, how long the wind was battering the home, and also explain how the flood waters didn’t arrive until after the home was already damaged by the wind. Howard was one of the best witnesses I’ve put on the stand in my 33 years of practice. He explained everything to the jury in simple and understandable terms, helping me prove the home was total loss from wind damage. His demeanor, cadence, intonation and professorial approach with the jury was simply superb. I would hire him again in a heartbeat.

Mark Nation

Trial Attorney

As the challenge of getting insurance claims properly paid becomes increasingly difficult, it is really great to have in our tool kit, a meteorologist that understands what kinds of information and details we need. We have utilized Forensic Weather Consultants meteorological services on several cases that require site specific weather data and find that our claims are treated more seriously not only by the adjusters but also the experts that insurance companies increasingly rely upon.

E.V.P.

Howard, Your work on this case was indeed instrumental in obtaining a favorable settlement for my clients after our long seven year legal battle that took us up to the Court of Appeals. Your excellent research, analysis and comprehensive report were most helpful in the formation of my legal theories of liability. Having you present in the courthouse today, prepared and ready to take the witness stand, was certainly a factor in reaching a settlement. I will recommend you highly to fellow trial lawyers , both my bretheran plaintiff's attorneys and my friends in the defense bar, without hesitation.

Michael S.

Trial Attorney

Let’s discuss your case today

Contact us to learn how Forensic Weather Consultants can provide you with accurate and reliable weather information to help you make informed claims coverage or case decisions.